How to Budget for a Bathroom Remodel: Tips from the Pros

A bathroom remodel is one of the most rewarding home improvements you can make. Whether you’re upgrading to a modern Jacuzzi® shower, converting your tub to a sleek walk-in shower, or simply improving safety and accessibility, the right remodel can add value, comfort, and style to your home.

But before you dive into selecting tiles and fixtures, it’s important to set a realistic budget. At Bath Experts, we’ve helped thousands of homeowners across the Midwest transform their bathrooms, and we know that proper planning is key to a smooth, stress-free remodeling experience.

In this post, we’re sharing our top tips for budgeting your bathroom remodel with confidence.

Why Set a Bathroom Remodel Budget?

Setting a clear budget ensures you stay in control of your remodel from start to finish. It helps you prioritize what matters most, avoid unexpected costs, and make informed choices that align with your goals and lifestyle.

According to Remodeling Magazine, the national average cost for a midrange bathroom remodel is around $24,000, but your actual cost will depend on factors like size, scope, materials, and labor.

How Much Should You Spend?

Start With Your Goals

Ask yourself:

• Are we remodeling for resale value or long-term comfort?
• Do we need enhanced safety features, such as grab bars or a low-threshold shower?
• Are we simply updating fixtures, or are we reconfiguring the entire layout?

For example, if accessibility is a priority, our bathroom safety solutions are designed to offer peace of mind without sacrificing style or function.

Determine a Comfortable Range

Most homeowners spend between 5%-10% of their home’s value on a bathroom remodel. So if your home is worth $300,000, a reasonable remodel budget would fall between $15,000 and $30,000.

Keep in mind that even smaller projects, like a tub-to-shower conversion, can provide a significant return on investment without the cost of a full remodel.

Tips for Staying on Budget

1. Get a Professional Evaluation

Before you price materials yourself, get an in-home consultation. We offer free consultations with experienced design consultants who can assess your current space, discuss your goals, and provide a customized quote – no obligation, no surprises.

2. Know What’s Included

When comparing quotes, be sure you’re evaluating apples to apples. Some contractors provide a low up-front price, only to tack on additional labor, permits, or materials later.

At Bath Experts, we offer all-inclusive pricing with professional installation, permitting, and cleanup built into your quote.

3. Plan for the Unexpected

Even the most straightforward remodel can reveal surprises behind the walls. Experts recommend setting aside 10-15% of your total budget as a contingency for unforeseen issues, like water damage or outdated plumbing.

4. Prioritize the Essentials

If your budget is tight, focus on high-impact changes first, like a new bathtub, updated plumbing fixtures, or improved lighting. You can always enhance later with accessories or aesthetic upgrades.

Financing Options to Consider

Budgeting doesn’t always mean paying out of pocket all at once. Many remodeling companies, including Bath Experts, offer flexible financing options to help spread costs over time. This can make it easier to achieve your dream bathroom without compromising on quality or features.

We’ll walk you through available payment plans during your consultation, including any special offers or promotional rates.

Final Thoughts: A Smart Budget Leads to a Better Remodel

When you plan ahead and work with a team you trust, your bathroom remodel can be a smart investment, both financially and personally. At Bath Experts, we combine high-quality materials, certified installers, and decades of experience to deliver stunning transformations that last.

Ready to take the next step? Schedule your free in-home consultation today and let our design professionals help you create a bathroom that fits your lifestyle and your budget.